Rates effective:
Sep 4, 2010

Vehicles

Model Year 2005 & Older

LTV*	APR**
< = 90%	6.24%
> 90%	6.49%

Contact Phone-A-Loan for details.

*LTV = Loan-to-Value
**APR for automatic payment. Add .50% for Cash Pay Loans.

The rates, terms of up to 60 months, and up to 100% financing on vehicle loans are available to qualified borrowers and subject to change. Terms are also subject to limitation based on vehicle model year.